Tag Archives for pensions

Pensions and the Coalition government: a mixed impact?

The new regime is still likely to leave millions of pensioners in poverty and will certainly not bridge the gap to the most affluent Pensions have for the moment largely slipped off the radar in the political debate.  However, they received considerable attention under the former Coalition government and there was a sense that pensioners had often got a ‘good … Continue reading

10 November 2015 by
Categories: Economics, Politics and policy, Social science, SPERI Comment, Tax, Welfare | Tags: , , , , , , | Leave a comment

Citizenship in a financialised society

Craig Berry

The Conservative government’s promotion of financialisation is transforming citizenship in the UK While the New Labour-ish language of ‘financial inclusion’ and ‘asset-based welfare’ has been quietly eschewed, since 2010 the Conservative Party has continued its predecessor’s agenda around promoting more extensive and intensive participation in the financial system, through asset ownership, in order to enable individuals to play an enhanced … Continue reading

28 August 2015 by
Categories: British growth crisis, Economics, Finance, Housing, SPERI Comment | Tags: , , , , , , , , , | Leave a comment

Will the Budget reinforce Britain’s lopsided housing recovery?

Craig Berry

Regional housing inequalities continue to widen – because the game is rigged Boosting the housing market has been central to the coalition government’s efforts to stimulate economic recovery.  As such, the housing market now occupies a similar position in the post-crisis growth model that it occupied in the pre-crisis growth model.  Rising property values are compensating for stagnating earnings in … Continue reading

15 March 2015 by
Categories: Economics, Politics and policy, SPERI Comment, Tax | Tags: , , , , | Leave a comment

Pensions, fairness and Lamborghinis

Craig Berry

Budget changes to the annuities market are a lesson in the fallacies of freedom   From April 2015, individuals in defined contribution pension schemes will no longer be required to ‘annuitise’ their pensions saving, that is, turn their pot of savings into a lifelong, regular income by purchasing an annuity product from an insurance company. Boris Johnson’s response typified the … Continue reading

26 March 2014 by
Categories: SPERI Comment | Tags: , , , , , , , , | 3 comments

Craig Berry debates the Minister for Pensions Steve Webb MP & other events this week

It’s been another busy week for the SPERI team. On Monday 10th February SPERI Research Fellow Craig Berry debated pensions with the Minister for Pensions Steve Webb MP. At the event held by the International Longevity Centre (ILC) UK entitled Linking state pension age to longevity: Tackling the fairness challenge, Ben Franklin presented a new report which outlined issues surrounding the steadily … Continue reading

13 February 2014 by
Categories: Craig Berry, Events, Research Fellows | Tags: , , , , , , , , , , , , , , , , , , , | Leave a comment

Can pensions break the British investment strike?

Craig Berry

The government has a covert strategy to use pensions saving to improve Britain’s economic performance, but it may jeopardise the long-term interests of members Between 2012 and 2017 around 10 million employees will be automatically enrolled into a workplace pension scheme – most of them for the first time. We are frequently told that this is to address the UK’s … Continue reading

7 November 2013 by
Categories: British growth crisis, Economics, Finance, Politics and policy, SPERI Comment | Tags: , , , , , , , , , , | 1 comment